Distinguish an account balance, a projection and a claim entitlement before making a withdrawal decision.
Begin with actual account records
Check your member records and contribution history through the official EPFO member portal. Verify personal, employment and bank details through the official service. Do not enter UAN credentials or banking passwords into this site’s calculators.
Identify the claim type
Withdrawal, advance and pension-related claims are distinct. Read the current official requirements for your claim, including service records and supporting information. This page does not maintain a verified 2026 table of permitted amounts, waiting periods or tax exemptions.
Use projections appropriately
The PF Calculator projects contributions and growth using entered assumptions. It does not connect to EPFO, read your passbook or establish the amount available for withdrawal. The EPS Calculator is also a simplified model, not an entitlement decision.
Compare before submitting
Use actual balances and current claim conditions when deciding what to request. Save the official acknowledgement and follow up through official channels. No calculator result guarantees approval, processing time or tax treatment.